What You Can Expect to Get from Workers Compensation
Getting seriously injured or ill at work can be stressful and may require you to file for workers compensation benefits. After you have submitted all necessary paperwork and pursued medical treatment (if needed), you may be eligible for receiving a weekly or biweekly monetary benefit, or a lump sum benefit depending on the nature of the incident.
Your paperwork will be reviewed by the employer’s workers compensation insurance carrier, and they will inform you whether your claim was approved or denied. The amount an injured worker receives in workers compensation benefits is tied to two main factors: the worker’s current level of income, and the percentage rate as deemed by state statutes.
Weekly or Biweekly Workers Compensation Benefits
The weekly or biweekly workers compensation benefit amount is determined as a percentage of the worker’s gross weekly income. If your workmans compensation claim is approved, you will typically receive a benefit that is equal to 66 percent (two thirds) of your regular gross wages or salary.
Lump Sum Workers Compensation Benefits
In some cases, the injured worker will receive a lump sum payment from the employer’s insurance company, to cover the cost of medical fees and injury-related expenses. This amount varies depending on the situation, and may take into account your future earnings and life expectancy.
Workers Compensation Death Benefits
Family members or dependents of workers who have been killed on the job are typically eligible to receive death benefits from workers compensation.
Work with a qualified and experienced workers compensation lawyer to learn about your state’s workers compensation laws and statutes, and find out what you may be eligible for. |